Issue link: https://www.epageflip.net/i/271933
New MeMber » The Corn- ing Chamber welcomes these new members: Claire's Flowers, 1621 So- lano St., (530) 824-2050; and Boy Scouts of America, Troop 62. Secretary Tori Prest can be reached at to - riprest@sbcglobal.net or phone (530) 514-8806. busiNess spotlight » Our spotlight is on Ranchers Deli and Meats, 890 Mar- guerite Ave. in Corning. Phone 824-6328. Ranchers Deli joined the Chamber in October of last year and had its grand opening Nov. 2, 2013. Owner Dale McFall and his wife Tammy run the business. In 1987 Dale studied at a meat cutting school in Or - egon and for three years owned a slaughter plant, he then went into retail meats for about 6 years. He has always wanted to have his own meat busi - ness and his dream has come true. He and his wife Tammy work in the store. They have three children ages 11 to 20. Ranchers Deli and Meats have deli sandwiches, wraps and sal - ads with a great selection of assorted breads, meats, cheeses and condiments. Each sandwich comes with your choice of bread, con - diments, cheese, toppings and a side: olives, grape to- matoes, or pickle spears. You have a choice of oven roasted turkey, smoked turkey, hickory smoked ham, olive loaf, beef bolo - gna, pastrami, roast beef, pepperoni, Italian salami and tri-tip sandwich - Fri- day's only. Breakfast burri- tos are available Saturday mornings. All sandwiches are made to order. Ranchers Deli and Meats is a full-service butcher shop. Everything is cut to order while you wait. It has the largest marinated meat section in town and wel - comes custom orders any- time, small or large. It car- ries buffalo, venison, beef, pork and chicken as well as other meat. CorNiNg iN the MorNiNg » Tuesday, March 11 at 8 a.m., the Friends of the Li- brary will host the morning get together, at the Corn- ing Library, 740 Third St. You are invited to come and hear what the Friends of the Library do and enjoy breakfast food and drinks. Bring your business card for a chance to win a door prize. CorNiNg iN the eveNiNg » Thursday , March 13 the monthly get together will be hosted by Petro Stop- ping Centers 2151 South Ave. and everyone is in- vited to attend. Come and see what Petro has to offer. This is a time for network- ing and making announce- ments about what is hap- pening in your business or club. Keep informed about what is taking place in the community and meet other business people and inter - ested residents. CorNiNg ChaMber of CoMMerCe Ranchers Deli and Meats in the spotlight Decorate your business to interpret the Round-Up theme, "Rodeo Ready." Windows, interiors, out - side, your choice or deco- rate them all. Overall Grand Prize for Most Outstanding Display will win four tickets to Friday night's Round-Up events. The chamber wants you to dress Western and deco - rate for the Red Bluff Round- Up. Professional window painting and designs will not be included. Judging begins at 8 a.m. Tuesday, April 8. Presentation of awards at the Cowboy Coffee at 7:45 a.m. April 10 at Red Bluff Dodge. You don't have to be present to win. Participants will be an - nounced in the Daily News. Displays will be photo- graphed for the chamber and Round-Up websites and Facebook. Judging criteria include Best Use of Theme, Owner/ Employee Participation, Best Costumes, Most Origi - nal and Use of Historical El- ements Contact the Red Bluff-Te- hama County Chamber of Commerce for more infor- mation. Renewing members 3CORE, Inc., Aaron's Sales & Lease, American- West Bank, Bank of Amer- ica, Blues For The Pool Committee, California Parks Co., Cleanrite - Buil- drite, Dale's Carpet & De- sign, Enjoy Magazine, Fer- rellgas, Growney Brothers Rodeo, Job Training Cen- ter of T.C., Kremer Fam- ily Chiropractic, Mod- ern Cleaners, North- ern California Title, Pain Whisperer, Roger Mi- chel's Equipment, Rolling Hills Clinic, R-Wild Horse Ranch, Tehama County Museum Foundation, Inc., Todd Bottke, Judge, United Way of Northern California, Woods Pest Control, Wright Brothers, Zelma's Awards & Tro - phies red bluff ChaMber of CoMMerCe Decorate your business for the Round-Up On March 8, we ob- serve International Wom- en's Day, a celebration of women's economic, political and social achieve - ments. Yet women ev- erywhere still face challenges — and here in the United States, one of their biggest challenges may be to gain the re - sources they need to enjoy a comfortable retirement. So, if you're a woman, what steps should you take to make progress toward this goal? Your first move should be to recognize some of the potential barriers to at - taining your financial free- dom. First of all, a "wage gap" between women and men still exists: The me- dian earnings of full-time female workers are 77% of the median earnings of full-time male workers, ac - cording to the U.S. Bu- reau of Labor Statistics. Also, women drop out of the workforce for an av- erage of 12 years to care for young children or ag- ing parents, according to the Older Women's League, a research and advocacy group — and this time away from the workforce results in women receiving lower pensions or accumu - lating much less money in their employer-sponsored retirement plans. To give yourself the op - portunity to enjoy a com- fortable retirement life- style, consider these sug- gestions: Boost your retirement plan contributions. Each year, put in as much as you can afford to your tradi - tional or Roth IRA. A tra- ditional IRA grows on a tax-deferred basis, while a Roth IRA can grow tax free provided you meet certain conditions. Also, take advantage of your em - ployer-sponsored, tax-de- ferred retirement plan, such as a 401(k), 403(b) or 457(b). At the very least, contribute as much to earn your employer's matching contribution, if one is of - fered. And every year, if your salary increases, try to boost your contributions to your retirement plan. Consider growth invest- ments. Some evidence sug- gests that women may be more conservative inves- tors than men — in other words, women may tend to take fewer risks and pur- sue "safer" investments. But to help build the re- sources you will need for a comfortable retire- ment, consider growth-ori- ented vehicles in your IRA, 401(k) and other invest- ment accounts. Talk to your spouse about Social Security. If your spouse starts collect - ing Social Security at 62 (the earliest age of eligi- bility), the monthly bene- fits will be reduced, per- haps by as much as 25%. This reduction could affect you if you ever become a widow, because once you reach your own "full" re - tirement age (which will likely be 66 or 67), you may qualify for survivor benefits of 100% of what your deceased spouse had been receiving — and if that amount was reduced, that's what you'll get. Talk to your spouse about this issue well before it's time to receive Social Security. (You may also want to talk to a financial advisor for help in coordinating survi - vor benefits with your own Social Security retirement benefits.) Evaluate your need for life insurance benefits. Once their children are grown, some couples drop their life insurance. Yet, the death benefit from a life insurance policy can go a long way toward helping ensure your financial se - curity. Again, talk to your spouse about whether to maintain life insurance, and for how much. International Women's Day is a great occasion for commemorating women's accomplishments. And by making the right moves, you can eventually cele - brate your own achieve- ment of attaining the finan- cial security you deserve. Susie Mustaine is a financial advisor for Edward Jones, her office is at 2130 Main St., Ste. B, in Red Bluff and she can be reached at 527-4729 or susie.mustaine@edward - jones.com. fiNaNCes Smart financial moves for women Staff reports The NEC Small Busi- ness Development Center at Butte College is presenting a workshop on "Understand- ing Payroll - Payroll Taxes, Records and Functions in QuickBooks" 9 a.m. to noon Thursday, March 27 at the Paradise Ridge Family Re - source Center, 6249 Skyway The cost is $40 per person prepaid or $50 at the door. Learn about state and fed - eral laws and regulations regarding business pay- roll function and the neces- sary record keeping needed to comply. Examples of pro- cessing payroll functions will be demonstrated using QuickBooks. The trainer is a Certified Public Accountant (CPA) and QuickBooks Pro - Advisor. QuickBooks "how to" payroll manual and func- tions will be provided. Pre-registration is re- quired. Please call the NEC Small Business Development Center (SBDC) at Butte Col- lege at 895-9017 to register and for more information. workshop Payroll tax workshop offered Staff reports NEC Small Business Development Cen- ter (SBDC) at Butte College is presenting a series of workshops for start-up and new businesses. The workshops will be held 8:30-10:30 a.m. Wednesdays, begin - ning March 5, through March 26 at 2480 Notre Dame Blvd., Chico. The cost for the series is $50 per per- son prepaid or $60 at the door. This four-part training series pro- vides essential information for individ- uals thinking about starting a new busi- ness and new business owners. Topics include: New Business Orientation, Mar- ket Analysis, Cost Analysis, and Business Plan Overview. You will learn the legal re- quirements for business start-up, how to assess your market and calculate start-up costs, and how to plan for direction and to obtain funding. Call or log onto our web - site for detailed flyer. Pre-registration is required. Please register online, call or stop by, NEC Small Business Development Center (SBDC) at Butte College, 2480 Notre Dame Blvd., Chico, 530-895-9017, www. bcsbdc.org to register and for informa - tion. workshop Startup, new business series offered at college Suzy Mustain The Associated Press CupertiNo » Apple's longtime Chief Financial Officer Peter Oppenheimer will retire in September and he'll be replaced by the company's corporate controller. The announcement Tuesday comes one day after Goldman Sachs named Oppen - heimer as one of its 13 board members. Oppenheimer, who has been CFO for the past decade, will begin transferring responsibilities to Luca Maestri in June. Apple CEO Tim Cook says the company knew Maestri would ultimately succeed Oppenheimer when it recruited him as corporate controller a year ago. Maestri has more than 25 years of experience in senior financial management. He has served as CFO at both Nokia Siemens Networks and Xerox. Oppenheimer joined Apple in 1996 as controller for the Americas. Apple Inc. is based in Cupertino. suCCessor NaMed Apple CFO set to retire 607 Main Street, Red Bluff 530-527-0772 As of Thursday, February 20 th NOW OPEN every Thurs., Fri. & Sat. for Dinner 5pm to 8pm Come Join Us (MOST CARS & PICK-UPS) Smog Inspection $ 29 95 + $ 8 25 certificate • Members Welcome 195 S. Main St., Red Bluff 530 527-9841 BUSINESS » redbluffdailynews.com wednesday, March 5, 2014 » MORE AT FACEBOOK.COM/RBDAILYNEWS AND TWITTER.COM/REDBLUFFNEWS a4