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4A Daily News – Wednesday, October 2, 2013 Commerce business&enterprise It's monster truck time Stop by and get you monster truck tickets at the Red Bluff-Tehama County Chamber of Commerce office or NAPA Auto Parts, Bud's Jolly Kone, Carmona's Appliance in Redding and Red Bluff and Holbrook's in Chico or on line at www.rbmonsters.com. Monster trucks run the nights of Oct. 4 and 5 and the afternoon of Oct. 6. The Monster Truck Parade is in Downtown Red Bluff at 6 p.m. Thursday, Oct. 3. New chamber members Riverbank Inn, 38 Antelope Blvd., Red Bluff, CA 96080, (530) 690-2770 Nulife Coatings, 14440 Paynes Creek Road, Red Bluff, CA 96080, (800) 500-0708 Special Good Morning, Red Bluff Good Morning, Red Bluff is scheduled for 7:50-9 a.m. Thursday, Oct 31 at Moule's Tehama County Glass, 515 Sycamore St., (530) 529-0260 The event will feature a special costume contest Milestone Anniversaries The chamber would like to acknowledge some of its faithful members that are celebrating Milestone Anniversaries. 45 Years — Elmore Pharmacy, Blunkall & Napier 15 Years — Gregg Cohen, District Attorney, Tehama County Landfill Agency, Randal S. Elloway, D.D.S. Inc., Dave's Boots & Shoe Repair, Red Bluff Vision Center, American Cancer Society, Shasta College Red Bluff Center, House of Design, Alternatives to Violence, John Garaventa, Judge, Bickley's Heating & Air Conditioning 10 Years — Ameriprise Financial Become a notary public in a day REDDING – Start your own business, become a more valuable employee, provide customer service for your business or organization, earn additional income by becoming a notary public. This intensive one-day seminar scheduled for 8 a.m. to 6 p.m. Oct. 12 is designed to equip you with everything you need to know to become an effective notary. You will find out about new legislation as well as how to pass the official Notary Exam (must be taken every four years), identify document signers, keep a journal, fill out certificates, and avoid lawsuits. This class includes a practice Notary Public Exam. Cooperative Personnel Services (CPS) will register you for the exam from 4:15-5 p.m. The exam will be 5-6 p.m. The class fee is $99. Additional fees for the class include $30 for materials fee to NPS, Inc. and $40 for the exam made payable to the Secretary of State For additional course or registration information visit www.shastacollege.edu, click on the "Community" tab at the top, scroll down to Community Education. Under "Community Education Classes", Notary Public can be found under "Career Opportunities." Or call the Community Education office at (530) 3393662 or email Comm-Ed@shastacollege.edu. What every woman should know about healthcare costs On average, women live longer than men and face distinctly different challenges in maintaining their health. Perhaps as a result, women tend to spend more than men on out-of-pocket medical expenses in retirement. According to a 2012 Employee Benefit Research Institute (EBRI) study, retired men spent an average of $124,000 on healthcare, while retired women spent $152,0001 — $28,000 more than their male counterparts. In addition, women are more likely to need (and to spend more money funding) long-term care, some of which isn't covered by Medicare. With these expenses in mind, it's not surprising that the cost of healthcare is one of the biggest retirement planning concerns for Americans. Though it's essential that everyone plan financially for healthcare needs in retirement, it's especially important that women understand the specific challenges they may face. This knowledge may help women work toward preparing for these expenses and to help avoid a financial shortfall in retirement. Start by: • Estimating your healthcare costs — Begin by assessing your overall health and family health history. Calculate your current annual medical and dental expenses as a starting point. For help projecting what these costs may be in retirement, use an online healthcare calculator or estimator to help you become familiar with treatment costs for a variety of health and dental conditions. Also become educated about various long term care insurance options to determine if a policy might be right for your situation. • Being realistic — If you think you've got it covered with Medicare, think again. Today Medicare only 741 Main Street, Suite #2 Red Bluff, CA 96080 1-800-287-2187 (530) 527-2187 C & C PROPERTIES An Independently owned and operated Member of Coldwell Banker Residential Affiliates. FOR 24/7 PROPERTY INFO CALL 1-888-902-7253 FORECLOSURES AND HOMES UNDER $200,000 2 BD 2 BD 2 BD 2 BD 2 BD 3 BD 3 BD 3 BD 3 BD 3 BD 2 BD 3 BD 3 BD 3 BD 4 BD 3 BD 1 BA 1 BA 1 BA 1 BA 1 BA 1 BA 2 BA 2 BA 2 BA 1 BA 1 BA 1 BA 2 BA 2 BA 3 BA 2 BA 821 Sq Ft 704 Sq Ft 903 Sq Ft 864 Sq Ft 720 Sq Ft 1,166 Sq Ft 1,092 Sq Ft 1,148 Sq Ft 1,312 Sq Ft 1,000 Sq Ft 1,356 Sq Ft 960 Sq Ft 1,224 Sq Ft 1,702 Sq Ft 1,543 Sq Ft 1,750 Sq Ft 0.17 AC 0.25 AC 0.1 AC 0 AC 0.85 AC 0.22 AC 0 AC 0.17 AC 0 AC 0.57 AC 0.37 AC 0.26 AC 0.381 AC 0.45 AC 0.9 AC 0.25 AC $55,000 $65,000 $75,000 $83,000 $109,900 $124,500 $128,000 $130,000 $130,000 $136,000 $149,000 $149,900 $169,000 $177,800 $179,500 $180,000 Prop Code 4349 Prop Code 24409 Prop Code 4549 Prop Code 4839 Prop Code 4339 Prop Code 4759 Prop Code 4519 Prop Code 4099 Prop Code 4719 Prop Code 4579 Prop Code 4109 Prop Code 4689 Prop Code 4119 Prop Code 4559 Prop Code 4139 Prop Code 4859 Let Our Knowledgeable And Professional Staff Assist You With All Your Real Estate Needs Today ! See All Tehama County Listings at www.redbluffcoldwellbanker.com TEHAMA COUNTY REAL ESTATE TEAM • OPEN 7 DAYS A WEEK pays about 60 percent of addictive substances is retiree healthcare costs and important to quality of life it doesn't reimburse for at any age. It's also one of most long-term care the best and most inexpenexpenses.2 Plus, there's sive ways to keep medical uncertainty about how bills at bay. • Consider setting up a much it will cover in the future due to potential enti- health savings account (HSA) — An tlement reform HSA allows you changes. Knowto make taxing the challenges deductible contriyou may face butions when with your health – you put money and what they in. The money may cost – can builds up tax-free make a difference and you can in being prepared. withdraw it tax• Creating an free for qualified emergency fund medical expens— Reducing your es.3 Unlike a debt and saving as flexible spending much as you can Alan account, you before you retire don't lose money is the simplest you don't use. It way to prepare for rolls over and is an unanticipated need — medical or other- 100 percent portable. Plus, wise. If your balance sheet you can use it anytime duris healthy, you'll likely be ing your lifetime to pay for better positioned to absorb qualified medical expenses. medical costs not covered Keep in mind that if you withdraw funds for nonby Medicare. • Being proactive about medical purposes, you are your health — Schedule subject to a tax penalty. By following these tips, and keep routine dental and medical check ups and stay you can help take control of up-to-date on preventative the things you do have services including the flu influence over now to help and pneumonia vaccines, prepare. Alan Foley, CFP®, colorectal cancer screening and mammography. CHFC®, is a Financial Thoughtful prevention and Advisor with Ameriprise early detection can help pre- Financial Services, Inc. in vent minor medical issues Red Bluff. He is at 2150 from becoming major ones. Main St., Ste. 8, Red Bluff, Maintaining a healthy diet, or call (530) 528-1328. His exercising regularly and website is ameripriseadviavoiding tobacco and other sors.com/alan.r.foley. Foley Gold Exchange Come and join us for a day of fun Gold Panning in Historic Downtown Red Bluff d n 22 l nua An Antique Street Fair Sunday Oct. 6th 8am-4pm Downtown Red Bluff Rain or Shine For more info 527-3092 Business 2013 of the year 2012 Corning happenings New Members – The Corning Chamber of Commerce welcomes these new members: Corning Sweets, 1600 Solano St. in Corning. Phone: (530) 518-8776, Mane Focus Hair Salon, 1706 Solano St. in Corning. Phone (530) 781-2298, and Corning High Parents Club, P.O. Box 303 Corning, CA 96021. Phone: (530) 321-8998. Business Spotlight – House of Brews Specialty Coffees, 615 4th St., has been around for three and a half years, and even though it has had two owners it remains a place for people to leisurely gather and have some great coffee or other delicious cold or hot drinks. Owner J.C. Pendergraft took over ownership from Don Holden who opened the business three and a half years ago and has carried on the tradition of providing a welcoming, creative environment for everyone. Most Fridays there is live music from 6-8 pm, and on the last Friday of the month they have Open Mic Night. House of Brews is open 7 a.m. to 5:30 p.m., Monday through Friday and Saturdays, 8 a.m.-2 p.m. Closed on Sunday. They receive Corning Cash, so you can purchase some delicious coffee or non-coffee drinks there. There will be no music this Friday but there will be special music performers on October 11 and 18, and the last Friday is Open Mic Night. If you want to share your talent, come on by. You may also call 824-9000 for more information. Corning in the Evening – Edward Jones Investments will be hosting the monthly get together at 1401 Solano St., next Thursday, Oct. 10, at 5:30 p.m. Lisa Rodriguez and Cindy Kay welcome you to join them in a fun activity that will highlight the stock market and give you a chance to win prizes. Refreshments will be served. Indoor Yard Sale – The Corning VFW Women's Auxiliary is having an indoor yard and bake sale this Friday and Saturday at the Veterans Memorial Hall from 8 a.m. to 2 p.m. both days. Corning Cash –We are still looking for those who would like to participate in this program in which there is no cast to you as a chamber member. If you are a merchant or provide a service and are a member of the Corning Chamber of Commerce you are eligible. The goal of this program is to encourage people to shop local. Anyone can also purchase Corning Cash to give as a gift for any occasion. Use Corning Cash for awards or to say thank you to someone who lives in Corning. If you are interested, please contact the Chamber at 824-5550. The list will be ongoing so it is never too late. Skate Park Grand Opening – The scheduled date for the new Skate Board Park to open is October 19th. The City is working very hard to keep the schedule and we are excited about this new park. Keep the date open if you want to be a part of the Grand Opening. CCA – Corning Christian Assistance is in need of your help to keep up with the heavy demand for food to the needy families in our community. Now open only one day a week because of a lack of food and resources, they are desperately in need of funds. You can help by contributing money or non-perishable food. Please make checks out to CCA and mail to P.O. Box 872, Corning, CA 96021. Non-perishable foods can be dropped off at the Chamber office at 1110 Solano Street when CCA is closed. They are open Mondays from 9 am to 12 pm. The holidays are coming soon and CCA can provide a turkey dinner for a family of 4 or 5 for only $15. You may want to contribute to this holiday tradition. CCA has added approximately 250 new families since last year so there is a great need. ——— This column is prepared and submitted by the Corning Chamber of Commerce, corningcachamber.org. If you're tired of potholes and dusty roads • Vintage Goods • Antiques • Collectibles HOW ABOUT CHIP SEAL! The Affordable Alternative to Asphalt For Private and Community Roads Hourly rates also available on: • Grader • Truck & Transfer • Loaders • Dump Trucks • Grading Tractor • Water Trucks • Backhoe • Oil Truck Family owned & operated since 1975 Lic. #911130 275-2195