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Love Your Pet and Your Budget YOUR BUDGET Essentials – food, vet checkups, vaccinations, leash and collar, cage or aquarium, grooming supplies, etc. Home insurance or rent – some home insurers increase premiums for certain dog breeds, and dog owners may want additional liability coverage in case of dog bites. Landlords raise the rent for some pets. Day care – a way to play while you're at work. Leaving your pet at home? Have a plan in case neighbors complain of constant barking or your pet has accidents when left alone all day. Boarding – care when you're on vacation. If you travel with your pet, be ready for their plane ticket and a fee for a pet-friendly hotel. Training – in case your pet needs help adjusting. Repairs – for furniture that gets chewed or flooring that's torn up. Medical treatments – serious health problems lead to big bills; you may want pet insurance. YOUR LIFESTYLE Life with a pet is best when you have similar preferences. Are you looking for a lap warmer, a running buddy, or a low-maintenance friend? Some animals are nocturnal, and some need more attention, exercise, or feedings. Dogs aren't happy left alone all the time, and active dogs don't do well in a small space; puppies require training. Some cats like to be snuggled, and others don't. Birds need attention and room to fly. Rabbits must be handled regularly, so they remain comfortable with being held. So, find a friend who fits well with your life at home. It's exciting to welcome home a new pet! Just be sure to consider the impact on your budget and lifestyle. According to a USA Today Blueprint survey, dog owners, for example, spend on average $4,512 per year on their pet. 4 | r e d f c u.o r g Pet Insurance: Protecting Your Pet and Your Budget Pet insurance is designed to help pet owners manage the cost of veterinary care while ensuring their animals receive the treatment they need. With the rising cost of veterinary medicine, pet insurance can provide peace of mind, allowing owners to care for their pets without worrying about the full cost of medical care. Unexpected illnesses, injuries, and emergency visits can lead to significant veterinar y bills, and insurance can help offset these expenses by reimbursing a portion of the cost. By having a pet insurance policy in place, owners are better