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r e d f c u.o r g | 5 If you're hunting for a new or preowned vehicle, this can be a challenging time. New and used vehicles have increased in price over the past two years. Add in higher interest rates, and it may seem like a fruitless effort. Here are some tips for a successful search. 1 Do your research. Before you head to the dealership or a private seller, find out the average market price of the vehicle you want to see. e websites for Kelley Blue Book® and NADA are solid resources. Knowing what similar vehicles have sold for is key to recognizing a deal. 2 Apply for preapproval. If you plan to finance the vehicle, getting preapproved for an auto loan helps determine your price range and prepares you to move quickly on a purchase. 3 Prioritize your needs. A sunroof, touch screen, or leather seats may be nice to have, but a back-up camera may be your must-have. Identifying your must-haves can help you quickly eliminate vehicles that aren't on that list. 4 Be patient. Vehicle availability changes rapidly. Keep an eye on online ads and ask a dealer to watch for a trade-in that fits what you're looking for. If circumstances allow, wait for it. 5 en move quickly. When a deal comes along, it won't last. Be prepared to purchase without much time to think it over. If you've done your research, you'll be ready! 6 Seal the deal. Use your knowledge of the car's value to negotiate the price, and watch for extra fees at the dealership. Remember that the total price includes tax, title, and tags. Ready to hunt down your deal? Redstone can help with preapproval and financing. We offer competitive loan rates and can defer your first payment for 60 days.* Contact us, and let's get you on the road! *Sixt y-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment will go towards interest. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU ® is an Equal Credit Opportunit y Lender. Finding Your Best Auto Deal