Redstone Federal Credit Union

R E D S T O N E B R O K E R A G E S E RV I C E S Working with a financial professional entails sharing private details of your life, including your personal finances and your plans for the future. It requires a high level of trust, as you'll expect your financial professional to provide personalized guidance regarding your hard-earned money – and your short- and long-term financial goals. at's why you should search carefully and choose wisely. You're unique. Your comfort level with managing your finances, your communication style, your plans for the future, and other variables make your situation different from that of anyone else. Simply put, choosing a financial professional is a highly personal matter. While no single strategy is best for everyone, the tips that follow can help you make an informed decision when choosing a financial professional. ey can also help increase your chances of finding a financial professional that will work best for you – and with you. 1 Compile a list of attributes for your ideal financial professional. Do you prefer someone who specializes in working with people who are in the same field of work as you or who are at the same life stage as you? Do you prefer a particular communication style? 2 Get referrals. While you shouldn't base your choice of a financial professional on the recommendations of others, referrals can help you build an initial list of prospective financial professionals. Don't limit your referral sources to family and friends. Reach out to colleagues, neighbors, and others. 3 Conduct research. Learn more about financial professionals referred to you. LinkedIn is a great start. Check out the companies they work for or are affiliated with, and assess the depth and breadth of resources available to them. 4 Interview your top prospects. Face- to-face meetings work best. However, even a phone call can give you a sense of whether a financial professional might be right for you. e key is to ask the right questions. Ask questions such as: • Who is your ideal client? e answer will help both you and the prospective financial professional determine if there's a mutual fit. • How do you measure success? e answer will tell you if your goals and interests are priorities for them. • How involved can I be, or do I need to be, in decision-making? Make sure any prospective financial professional is willing to work the way you prefer, whether that means you will be very hands-on or trust the financial professional with all the decision-making. Consider it a bad sign if a financial professional cuts you off while you are talking, does not seem to be listening intently, or is evasive when answering your questions. First impressions do matter. Finding the Best Financial Professional for You Redstone Brokerage Services invites you to meet with our advisors and consultants for a complimentary consultation. Call 256-722-8351 to get started. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Redstone Federal Credit Union ® (RFCU ® ) and Redstone Brokerage Services (RBS) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Redstone Brokerage Services and may also be employees of RFCU ® . These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, RFCU ® or RBS. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

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