Redstone Federal Credit Union

10 | r e d f c u.o r g INSURANCE SERVICES SM • Contact the Social Security Administration at 800-772-1213 to confirm your eligibility for Medicare benefits. • Review your current health insurance coverage to find out what happens after you turn 65. • Understand your enrollment options. Plan to enroll on time to avoid penalties and delays in coverage, depending on when is best for you. • Contact Redstone Insurance Services to help you through the enrollment process. Call 256-617-6005 to set up your personal appointment today. Redstone Services Group SM , LLC, d/b/a Redstone Insurance Services, is a wholly owned subsidiary of Redstone Federal Credit Union ® (RFCU ® ), but they are separate entities. Redstone Services Group, LLC, is a licensed insurance agency that sells insurance policies issued by third-party insurance companies. The insurance products are not products or obligations of RFCU, are not NCUA or federally insured, and are not endorsed, warranted, recommended, or guaranteed by RFCU or any government agency. Plans are insured through third-party insurance companies or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract, and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare. The insurance products may be offered by a dual employee who also sells insurance products on behalf of a third-party insurance company. RFCU and its affiliates are committed to fair, equitable, and nondiscriminatory practices. Redstone Insurance Services is excited to now offer Medicare Advantage and Medicare Supplement plans. Our team of agents is here to answer any questions you may have about the enrollment process. Medicare Advantage Insurance is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with Part A and Part B benefits, and many also include prescription drugs. Medicare Supplement Insurance, or Medigap, is sold by private companies and can help pay some of the health care costs that original Medicare doesn't cover – such as co-payments, co-insurance, and deductibles. e annual enrollment period is October 15 through December 7, 2021. is is the time to make changes to your coverage or enroll in a health care or prescription drug plan. If you will be turning 65 soon, it's time to start thinking about enrolling in Medicare. Here's a quick to-do list for Medicare and Supplemental Health Insurance. MEDICARE PLANS NOW AVAILABLE THROUGH REDSTONE INSURANCE SERVICES R E D S T O N E I N S U R A N C E S E RV I C E S

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