Issue link: https://www.epageflip.net/i/13768
Saturday, July 24, 2010 – Daily News – 3A To add an upcoming event in the Local Calendar, submit Local Calendar information well in advance to the Daily News, attention Calendar, P.O. Box 220, Red Bluff, 96080 or e-mail to clerk@redbluffdailynews.com.Include a contact name and telephone number. SATURDAY, JULY 24 Red Bluff Farmer’s Market, 8 a.m. to noon, Red Bluff River Park, 527-6220 SUNDAY, JULY 25 Red Bluff WHEEPicnic and Prayer Circle, 4:20 p.m., 22116 Riverside Avenue Corning Evangelist services, 7 p.m., Family Bible Church, 609 Marin St., 824-9989 MONDAY, JULY 26 Red Bluff Al-Anon, 6 p.m., Presbyterian Church, Jefferson and Hickory (additional meetings noon and 6 p.m. Wednesdays, 6 p.m.Fridays) Head Injury Recreational Entity, 10 a.m., St.Eliz- abeth Community Hospital, Coyne Center, Rusty, 529- 2059 Key to Life, 6 p.m., Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Red Bluff Community Band Concerts in the Park, 8-9 p.m., Red Bluff River Park, 527-3486 Salvation Army Writing Class, 9:30-11 a.m., 940 Walnut St., 527-8530 Sun Country Quilters Community Service Group, 9 a.m.to 3 p.m., Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Sun Country Quilters Guild Meeting, 7 p.m., Westside Room, Red Bluff Community and Senior Center, 1500 S. Jackson St. Corning Healthcare District, 6 p.m., district office building, 145 Solano St., conference room Narcotics Anonymous, and 7 p.m., 815 First St., 385-1169 or 566-5270. Meetings daily through Satur- day, additional meeting noon Mondays Sewing group, 9 a.m., Family Resource Center, West and South streets, 824-7670 Spanish Adult Education, 5 p.m., Family Resource Center, West and South streets, 824-7670 Strategies for Success, Life Skill classes, 1:30 p.m., Family Resource Center, West and South streets, 824-7670 TUESDAY, JULY 26 Red Bluff Alzheimer’s and dementia support group, 6 p.m., Lassen House, 705 Luther Road, 529-2900 International Order of the Rainbow for Girls, 6:45 P.M., Masonic Hall 822 Main St. 527-6715 PAL Kickboxing, 4 p.m., 1450 Schwab St., 529- 8716 or 200-3950 Playtime Pals Playgroup, 9:30 a.m., Family Resource Center, 220 Sycamore St. Suite 101, 528- 8066 Red Bluff Rotary, noon, Elks Lodge Tehama County Board of Supervisors, 10 a.m., board chamber, 727 Oak St. Tehama County Patriots, 6 p.m., Trinity Landmark Missionary Church, 20920 Hampton Rhodes Drive Veterans of Foreign Wars Post 1932, 7 p.m.Vet- erans Building, Oak St. Corning City Council, 7:30 p.m., City Hall, 794 Third St. Jewelry beading class, 9:30 a.m., Family Resource Center, West and South streets, 824-7670 Spanish Adult Education, 1:30 p.m., Family Resource Center, West and South streets, 824-7670 Gerber Tehama Cemetery District, 4 p.m., cemetery office, 7772 Woodland Ave., Gerber WEDNESDAY, JULY 28 Red Bluff Al-Anon, noon to 1 p.m., Presbyterian Church, Jef- ferson and Hickory Downtown Farmers Market,5-8 p.m., Washington Street between Oak and Pine streets Elks duplicate bridge, noon, Elks Lodge, 355 Gilmore Road, 528-9418 Ishi Archers, 5-8 p.m., 3-D Shoot, $5 mem- bers, $6 guests, Ishi Archery Range, Hwy 36 East, 527-4200 Lariat Bowl Blood Drive, 4-8 p.m., coupon for free miniature golf, free pint of Baskin-Robbins Ice Cream, 365 S. Main St., 1-866-822-5663 Red Bluff Kiwanis, noon, Palomino Room Senior Dance, 7 p.m., Westside Grange, Wal- nut Street Tehama Coffee Party Loyalists, 5:30 p.m., Cozy Diner 259 Main St. Widowed persons breakfast, 8 a.m., Tremont Cafe & Creamery, 731 Main St., men and women welcome, 384-2471 Corning Computer class, 6 p.m., Family Resource Cen- ter, corner of West and South streets, 824-7670 Sex offense A woman reported being the victim of sex- ual and physical assault Thursday afternoon on Main Street. Injury A man was reported- ly rushed to St. Eliza- beth Community Hospi- tal after a non-industrial tractor accident. Theft • A 1997 Ford Ranger, the keys still in the ignition, was report- ed stolen Thursday Law changes the rules for getting student loans It's just a matter of weeks before students head back to col- lege. It's an expensive and long- term commitment that has many families still scrambling for financing. Those tuition bills will come with regularity, and parents need to look beyond the first check they must write and make a plan for the entire four years. For those just starting out, there are some big changes in accessing student loans as a result of the Health Care Act of 2010. Its provisions impact all new federal student loans disbursed after July 1, 2010. College financial aid offices no longer direct families to their chosen banks to fund loans. Now, all new federal student loans will be disbursed directly from the gov- ernment, through the colleges. Your school financial aid office has the forms and the Direct Loan Master Promissory Note, which must be signed by students and/or parents. Cost savings • The cost savings of the new direct program are expected to be passed on in the form of more money available to students. And there will be lower fees and rates on some of these loans. • Rates on subsidized Stafford loans (which do not accrue inter- est while the student is in school) fell to 4.5 percent from 5.6 per- cent for loans issued starting July 1, 2010. (Those rates will be adjusted annually.) • Rates on unsubsidized Stafford loans remain at a stag- gering 6.8 percent. • Rates for parental Direct PLUS loans are 7.9 percent, less than the 8.5 percent charged on the old FFEL (Federal Family Education Loan) PLUS lending program. • Origination fees on Direct Stafford loans dropped from 1.5 percent to 1 percent, making more of the loan amount avail- able to pay college costs. Those loan rates (except for subsidized Stafford loans) are still so high that many families should look into refinancing a mortgage, which offers tax- deductible interest at rates as low as 4.57 percent these days. But beware of home-equity loans — while the current low rates are tempting, most home-equity loans expose borrowers to higher rates should inflation return. Students who have existing loans made under the previous FFEL program will continue to carry those e xisting loans. If addi- tional dis- bursements are scheduled in the future (after the July the rate is guaranteed only while you are in school or in the six- month, post-college grace peri- od. Or you may need a co-signer to qualify for the lowest rates. And private loans likely won't match programs like the federal "Income Based Repay- ment Program" when it comes time to start pay- ing. Terry 1 cutoff date for FFEL loans), the bank lender must continue to dis- burse the promised funds. But students should check with financial aid offices, as some FFEL lenders have set cut-off dates, and those loans must be convert- ed to direct loans. Savage The Savage Truth on Money The banks that had previously participated in the FFEL pro- gram have lost a chunk of busi- ness — and profits. Now some are moving to get back into the market by aggressively making private student loans. Private loans made by finan- cial institutions may be neces- sary to fill the gap between fed- eral loans (awarded through the federal financial application process called FAFSA), as well as any scholarships, grants and work-study programs offered by the school's financial aid office. Some banks are competing to offer attractive private student loans — offering lower rates, no origination fees and discounts for setting up automatic monthly payments. For example, Sallie Mae and Citibank, formerly huge participants in the FFEL pro- gram, are offering rates as tempt- ingly low as 3.84 percent. But be sure to read the fine print on these private student loan offerings. In some cases, The first place to start looking for "free" money that does not have to be repaid is your college's financial aid department. But if you've waited this long, you're not likely to find much funding avail- able for the fall semester. There are also a num- ber of legitimate online services that will help you search for available scholarships, though that is best done early in the year. While it may be too late for the fall semester, bookmark them for early next year. Among the best: Fastweb.com and Scholarships.com. A final thought to those just starting a college experience: As you plan your course schedule this fall, try to lay out an entire scenario for completing the requirements for graduation. Nothing can boost the cost of college more than having to take an extra semester because the classes were "filled" and you didn't get enough credits or the right classes to get your diploma on schedule. You and your family have made the decision that college is a worthwhile, if costly, invest- ment in your future. It's up to you, the student, to make the most of the experience — both financially and by spending your time at school wisely. And that's The Savage Truth. Terry Savage is a registered investment adviser and is on the board of the Chicago Mercantile Exchange. She can be reached at www.terrysavage.com. She is the author of the new book, "The New Savage Number: How Much Money Do You Really Need to Retire?" SRMC presents All About the Heart at Turtle Bay Ever wonder how the heart really works, or how surgeons take care of patients with heart problems? Join us at Turtle Bay Exploration Park on Saturday, July 24 for All About the Police reports Information has been provided by the Red Bluff and Corning police departments, Tehama County Sher- iff’s Department, Cali- fornia Highway Patrol, Red Bluff and Corning fire departments and CalFire. Arrest Monte Lee Vansick- le, 49, Los Molinos, also known as Jet, was arrested Thursday night on Tehama and Vina Road by the TCSD on suspicion of driving with a blood alcohol level higher than .08 percent and child cruel- ty. Bail was set at $45,000. Heart, as Dr. Doug McConnell and his Shasta Regional Med- ical Center team give you an up close and per- sonal view of the heart. Witness a dissected animal heart, view an afternoon on Hess Road but was later recovered in Redding. • Three boys report- edly stole a bike Thurs- day afternoon on Aloha Street. All were subse- quently arrested and booked into the Tehama County Juvenile Justice Center. • Someone reported the theft of a $300 lawn mower Thursday after- noon on Green Oak Road. The serial num- ber was MORX959X. • A necklace was reported to be stolen Thursday afternoon from a Casa Grande Drive residence. • Someone reported the theft of a wallet Thursday morning on Sherwood Boulevard. •A dead man’s debit card was reported used Thursday afternoon at Wells Fargo. • Someone reported the theft of an American Express card Thursday afternoon on Chittenden Road. • A Ford Ranger was reportedly broken into early Friday morning in the Food Maxx parking lot. •A vehicle was reported broken into early Friday morning at intricate human heart model, watch computer simulations and see a fully functioning SRMC heart/lung machine. Programs at 10 a.m. and 2 p.m. including a Question Motel 6. • A woman reported false checks written on her account Thursday afternoon on Oak Street. • Theft was reported Thursday afternoon on Franzel Road. Vandalism Graffiti was reported Thursday morning at Tom’s Glass and Muf- fler. Odd •A man, given per- mission to pick up a bike, reportedly “rearranged everything” Thursday morning at a and Answer session with a special noon pre- sentation by Dr. McConnell on the histo- ry of cardiac surgery. Admission to this event is free with full park admission. Kauffman Avenue resi- dence and left feces in the yard. •A man called police Thursday afternoon to report someone took his car on Olive Street and moved it into his drive- way. • An abandoned truck was reportedly found in the water Thursday evening at Angler’s Cove. •A man called police to report his landlord locked him out of his residence Thursday afternoon on Carona Avenue. Later, he called to say his landlord had blocked him in. ●●●●●●●●●●●●●●●●●●● FREE KIDS HAIR CUTS Sun. Aug. 15 2-6 pm Red Bluff River Park FREE FOOD ★ KIDS GAMES LIVE MUSIC 529-4074 Beauticians needed ★★ Come see us at the Children’s Fair on April 24th Recently expanded and moved near Bidwell Elementary License # 525405817 My qualifications include: B.A. in Elementary Education and experience teaching grades K-8. Accepting state pay programs & cash pay, etc. (530) 209-8743 AMERICAN SELF-STORAGE ★ 64 Mulberry Ave., Red Bluff • 527-1755 • Fully Fenced • Onsite Manager • Well Lit Property website: www.americanselfstorage.biz • RV & Vehicle parking now available LOWEST PRICE GUARANTEED! Call now for rates. !