Issue link: https://www.epageflip.net/i/1061963
r e d f c u.o r g | 13 You asked, and we answered! Redstone members can now walk into any branch and walk out with a replacement debit card that's ready to use. Members whose debit cards have been lost or stolen no longer have to wait a week to get a replacement card. You, our members, asked for more convenience and this new service provides it! Members get to choose from three new designs in bright, vibrant colors available only at the branches. Members must be present and must choose their PIN before leaving the branch. anks to our members for making Redstone's debit card their card of choice. A checking account is required for debit card usage. Must not have caused RFCU ® a loss in order to be eligible to open a checking account. Minimum opening deposits and monthly checking maintenance fees may apply to the checking accounts, and the monthly maintenance fees vary per checking account t ype. Contact RFCU for more information about these amounts and fees. Age and other restrictions may also apply. THE UPSIDE to Rising Interest Rates NOW, GET YOUR DEBIT CARD THE SAME DAY Rising interest rates can be motivation to both get rid of consumer debt and to make saving a priority. One way to pay off your consumer debt is to use the debt snowball method. at's where you pay your debts off from smallest to largest. Pay as much as you can toward the smallest balance while making minimum payments on the rest of your debt. e snowball gains traction as you pay off each debt and roll over what you were paying on the last debt into the next. Another method is to pay off the debts with the highest interest first. If you're out of consumer debt (with the exception of your home), keep on saving for your fully funded emergency savings of three to six months of expenses. anks to the rising interest rates, your savings will grow a little bit more than it was before. is is where interest rates actually work in your favor. Take advantage of it! Also consider this savings strategy: Don't just settle on a single share certificate or a bank's certificate of deposit. Buy several share certificates and stagger the terms, so you'll be able to reinvest regularly as rates rise, according to Robert Frick, author of the Decoding Economy blog. "You can beat inflation by a little bit right now if you pick a good CD," says Frick.