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Cents-Summer 2017

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14 | | Summer 2017 Jean Chatzky, financial expert for NBC's Today Show, and Dr. Michael Roizen, chief wellness officer at Cleveland Clinic, explore the link between health and wealth in their new book, Age-Proof: Living Longer Without Running Out of Money or Breaking a Hip. "It was true when Benjamin Franklin said it, and it was true when we started writing the book," Chatzky says. Chatzky and Roizen met while working on a potential TV show involving experts from diverse fields — legal, medicine, personal finance and more. Subsequent conversations resulted in their engaging book. "What emerged was that the same strategies worked for both health and wealth," Chatzky says. "If you don't have your health, you're not going to maintain financial stability." Likewise, stress from financial difficulties can hurt your health in the long run. The good news? There's time to work on both aspects of your life. "Until you're really six feet under, you can get healthier," Roizen says, "and the same thing is true in finance. Chatzky calls it 'making up for lost coin.' The hardest step is taking the first." Here's a look at just some of the steps Age-Proof proposes. Collect your data. Get baseline measures on physical and fiscal fitness. Certain numbers are telling: Your waistline measure. Your blood pressure. DIY diagnostics described in the book include a push-up test and a way to quiz yourself about how you handle stress. For financial baselines, your income, spending, net worth and credit score are just some of the figures Chatzky says you should calculate. Stat. "There's a lot you can do by yourself," she says. The key is getting the information. arly to bed, early to rise — say it with me, now — makes a man healthy, wealthy and wise. Ben Franklin's famous aphorism is just as relevant today — an era of up-and-down 401(k)s and rising health insurance premiums, early retirement and longer life spans.

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