Rutherford Weekly

Page 14 - Rutherford Weekly 828-248-1408 www.rutherfordweekly.com Thursday, September 9-September 15, 2010 Financial & Legal Guidance Helping keep your future on course! Financial & Legal Guidance Helping keep your future on course! home alone through the day? Is your loved one at Where do adults go for the best in daytime care? They head to LIFECare, a daytime program for adults, where life is celebrated. Give him or her a gift of love! By bringing your loved one to LIFECare you are giving them safety, health care monitoring, nutritious meals, meaningful activi- ties, and good friends. LIFECare Conveniently located on Thunder Rd., Spindale Call 828-288-1697 for a free trial visit. Are Nursing Home Costs Devastating Your Family’s Finances? •Estate & Long Term Care Planning •Powers of Attorney •Probate •Special Needs Trust •Living Wills •Estate Administration •Help With Nursing Home Cost •Medicaid Qualification FAMILY LEGACY LAW CENTER Attorney T. Kent Baldwin EGACY LAW 280 E. Main St., Forest City • 828.245.9195  Authorized Agent PHOTO Donna R. Green 828-245-2527 dgreenins@bellsouth.net I can help. Call me today! First Name and Last Name (000) 000-0000 firstlastname@youre-mailaddress Pre-Planning a Funeral Death is not a topic many people prefer to discuss. However, discuss- ing funeral planning and making arrangements can be a smart fi nancial move and one that limits large decisions at a time of heightened emo- tions. Every year millions of people in North America make the decision to pre-plan a funeral. The process is also known as pre-need planning. Individuals can even take out insurance policies that direct benefi ts to funeral expenses. The main purpose of pre-need planning is to alleviate the fi nancial bur- den and decision-making during times of grief and stress. Well-executed plans can make the funeral process run like a well-oiled machine. Making a list of information that will go to a trusted family member, executor of one’s estate or a funeral director is a start. Here’s some items to include: •Name •Date of birth •Place of birth •Social security member •Location of will •Military service •Place of disposition, whether a cemetery or cre- matorium •Organ donation preferences •Funeral and/or wake preferences •Name of funeral home and director •Copies of receipts and contracts for any services purchased •Any other important information, such as loca- tion of safety deposit box information, attorney names, etc. There are very good reasons for pre-need planning. All arrangements can be thoroughly considered and spelled out so they meet a person’s desires. If he or she has a preference in cemetery or prefers to be interred at a mausoleum, these requests can be expressed and not assumed by family members.    3 BEDROOM, 1.5 BATH ON 2.74 ACRES Wooded property with a circle walking trail & more possible home sites. Public water available. RW#35412. $ Stress and grief can make family members unable to cope with decisions during the time of death. As a result, one of the most important reasons for pre-need planning is to make the process one in which close friends and family members can come to grips with the death, rather than having to run around for a few days and make arrangements in haste. This way loved ones can simply remember a person how he or she was instead of choosing clothing, disposition places, service wording, and the like. A funeral director can walk a person through the process of pre-plan- ning a funeral. He or she is often licensed to sell cemetery plots and can take much of the work out of the process. A community or family-owned business may have a rapport in the area and offer the best deals or the desired level of personalized service. Debts Got You Down? Fast relief is just a phone call away One low monthly payment Reduced fees & interest Convenient Confi dential 49,900 828.245.2345 www.RgRealestate.net Q: How can I legally protect my family and my assets if something happens to me? A: Consult with a great attorney for legal guidance! 128 Ohio Street, Spindale 828-286-7062 Toll free: 1-800-567-7062 Debt Counseling & Management Budgeting • Credit Counseling Bankruptcy Counseling • Education Credit Report Review • Housing Counseling Paul Crowe Owner Financial Professional RUTHERFORD LIFE CARE START SKILLS ABILITIES CHALLENGE SERVICES Lovelace Financial Group Individuals Locally In Rutherford County For Over 25 Years Professionals Small Businesses Al S. Lovelace ••Administrative Assistant Lynne M. Searcy Phyllis Lovelace-Briscoe Broker Stocks & Bonds • Variable Annuities Mutual Funds • IRA Rollovers • Life Insurance Long-Term Insurance 431 S. Main Street • Suite 8 • Rutherfordton Phone: 828-288-1378 • Fax: 828-288-0763 Hi, I’m Chris Callahan Attorney in Rutherford, Polk, and Cleveland Counties for over 33 years. Ordained Minister for 9 years. I have a heart for prison ministry and I’m a Certifi ed Financial Mediator. Let my experience be used to help you make your legal decisions. Call today.... fp Callahan Law Offi ce PLLC C L 252 Charlotte Rd. Rutherfordton, NC 828-286-8505 2 R 8 Advanced funeral planning gives you the peace of mind that comes with knowing your funeral arrangements are taken care of while lessening the burden on your survivors. Serving Rutherford County since 1914. Serving Rutherford County since 1914. MC rowe’sroweORTUARY & CREMATORY MORTUARY & CREMATOR US Hwy 74A Rutherfordton 828-286-2304 U n www.crowemortuary.com Rutherford County’s Only Crematory Attorney John Crotts Wills, Estates and Elder Law www.KingLawOffi ces.com 828-286-3332 Mark Crowe Owner ©Community First Media

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