Magnolia State Bank

Research rates. What may seem like a minor difference in rates can amount to thousands of dollars in interest over the life of your loan. Most lenders will have similar mortgage rates, but it's still a good idea to double-check rates and compare. ink beyond dollars. Yes, interest rates are important. But so is choosing a lender that displays honesty, integrity and a commitment to meeting deadlines and communicating with you throughout the process. Consider going local. Online lenders are plentiful, but a local lender comes with the added benefit of knowing the neighborhoods, properties and real estate professionals in your area. Ask for recommendations. Friends and family members are a great place to start when it comes to learning about lenders in your area. Ask what they liked or didn't like about their experience. With the considerable amount of money at stake when purchasing a home, it's worth your while to caref ully select a reputable lender you can trust. Consider the follow ing when mak ing your decision: T O P T I P S F O R S E L E C T I N G A LENDER At Magnolia State Bank, we genuinely care about our friends and neighbors – and that's why we hope you will consider us when choosing a mortgage provider. Our goal is to make your home-buying process as seamless, stress-free and affordable as possible. When you work with us, you will enjoy: • Competitive rates • Flexible terms • Local, personalized service • Fast approval • Helpful guidance from start to finish We believe in your dreams, and our knowledgeable team is ready to make you feel right at home.

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