United Poles Federal Credit Union

United Poles Car Buying Guide

United Poles Federal Credit Union Car Buying Guide

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1 2 DO YOUR RESEARCH Whatever car you buy and no matter how you buy it, you will want to do your research so you can make good purchasing decisions. Education and better decisions go hand in hand. United Poles FCU can simplify the process. You can research, compare prices and search dealer inventories to find the perfect vehicle through our partnership with GrooveCar, which includes Kelley Blue Book pricing. Other websites such as consumerreports.org, Edmunds.com, autotrader.com ® and kelleybluebook.com can also help. United Poles FCU is able to provide a free CARFAX ® vehicle history report for any used car you are considering purchasing. This report can help you learn of any underlying issues and other vehicle history to protect you. Visit our website to request your CARFAX report. NEGOTIATE TO GET THE BEST DEAL At a traditional dealership, you may be able to negotiate the price, so prepare by checking your credit report and take care of any errors that may be keeping your credit score lower than it should be. In fact, you're better off going into a dealership already preapproved for financing with your financial institution. Know what you're willing to spend and stick to your budget. Negotiate on extra features. For example, the dealership may have a model on the showroom floor Your Next Steps 8

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