Savings Rates
Shares & Vacation Club
(Effective Date: Thursday, July 16th, 2020)
TERMS APY* RATE
Minimum balance of $100.00 to earn monthly dividends.
If under 18 years of age, no minimum balance required to earn dividends.
0.10% 0.10%
Christmas Club
TERMS APY* RATE
No minimum balance. Dividends paid monthly. 0.10% 0.10%
Money Maker
TERMS APY* RATE
On balances from $100.00 - $2,499.99 0.10% 0.10%
On balances from $2,500.00 - $9,999.99
On balances from $10,000.00 - $24,999.99
On balances from $25,000.00 - $49,999.99 0.20% 0.20%
On balances from $50,000.00 and over 0.25% 0.25%
Share Drafts
TERMS
Fire Rewards Checking
IRA Accounts
TERMS APY* RATE
On balances from $0.01 and up.
Dividends paid monthly.
0.65% 0.65%
*
(Effective Date: Thursday, July 16th, 2020)
*
(Effective Date: Thursday, July 16th, 2020) Dividends paid monthly.
*
0.10%
0.10%
0.10%
0.10%
(Effective Date: Thursday, July 16th, 2020)
*
Share Certificates
Penalty for early withdrawal. (To be calculated at date of redemption.)
Share Certifi cates
(Effective Date: Thursday, July 16th, 2020)
*
TERMS
APY*
RATE
6 Month 0.25% 0.25%
12 Month 0.40% 0.40%
24 Month 0.75% 0.75%
1.00% 1.00%
48 Month
60 Month
All Share Certificates require $1,000.00 minimum deposit.
36 Month
1.11% 1.10%
1.21% 1.20%
*
APY=Annual Percentage Yield. All rates subject to change.
For a complete list of rates, please visit www.embers.org/rates.
RATE
3.00%
11
