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Welcome to Pace University's Financial Aid Office This booklet will assist you with finalizing your financial aid. Be sure to carefully read this entire booklet as it will answer many of your questions and give you a better understanding of the financial aid process. Table of Contents Pages How to Accept Your Aid .................................................................................................................................................. 1 Steps to Secure Your Federal Student Loans ............................................................................................................ 3 How to Apply for and Secure the Federal Direct PLUS Loan for Graduate Students ...................................... 3 Important Information Regarding Your Financial Aid Awards .................................................................................. 4 Aid Eligibility ........................................................................................................................................................ 4 Changes in Enrollment and Living Arrangements ....................................................................................... 4 Cost of Attendance (COA) .............................................................................................................................. 4 Family Educational Rights and Privacy Act (FERPA) ................................................................................. 4 Federal Work-Study ........................................................................................................................................... 4 Pace Law Grants ................................................................................................................................................ 5 Pace Scholarships and Merit Awards/Grants .............................................................................................. 5 Satisfactory Academic Progress (SAP) ........................................................................................................ 5 Tuition Payment Plans Administered by Pace University ........................................................................... 5 Verification ............................................................................................................................................................ 5 Important Information Regarding Federal Student Loans......................................................................................... 6 Important Information Regarding Federal Direct PLUS Loans for Graduate Students ..................................... 6 Graduate PLUS Loan Application ................................................................................................................................. 7 Important Information Regarding Alternative Bank Loans ........................................................................................ 9