Desert Messenger

8 www.DesertMessenger.com September 18, 2019 READER'S OASIS BOOKS 690 E. Main - Quartzsite (one block east of Family Dollar) We knew we could get you to read this ad! For effective advertising, contact Desert Messenger today! Call Rain at 928-916-4235 Email: Editor@DesertMessenger.com or visit www.DesertMessenger.com We have great lunch menus, serving at 12 noon sharp! Suggested donation is only $3.50. There's cards, books, games, puzzles, Wi-Fi available. Community Services, Volunteers Needed! Come join the fun at Quartzsite SENIOR Center 40 Moon Mountain Ave. For more information call 928-927-6496 Senior Center open all year! Monday - Friday, 9am – 3pm Quartzsite Police Explorers is holding a Little Caesars® Fundraiser to raise money to for equipment and competition 09/01/19 through 09/18/19. Little Caesars® Pizza Kits and Cookie Dough range in price from $16.00 – $24.00 and contain all the ingredients to bake delicious pizza, bread, and cookies at home in minutes. Little Caesars® Pizza Kit line up includes 19 delicious Little Caesars® Pizza Kits, Bread Kits and Accessory Items to choose from: Pepperoni, Cheese, Thin Crust, Cheeser! Cheeser!, Soft Pretzel Crust Pepperoni, Personal Pepperoni, Personal Cheese, Microwave Personal Deep Dish, Deep! Deep! Dish, Family Meal Kit, Crazy Bread®, Italian Cheese Bread, Cinnamon Crazy Bread®, and more! The product line up also includes 3 varieties of gourmet Cookie Dough, Pizza Server Paddle and Pizza Cutter 2-Pack. To order your items from Quartzsite Police Explorers Post 928, please contact Det. Candi Conley at (928) 927-4644 ext. 103 before 09/18/2019. For further information regarding Little Caesars® Pizza Kit Fundraising Program, call 1- 888-4-LC-KITS (1-888-452-5487), or visit PizzaKit.com Now friends and family across the country can support Quartzsite Police Explorers Post 928 (Fundraiser #372922) with Pizza Kit Home Delivery! When you place an order through Pizza Kit Home Delivery, Pizza Kits are delivered directly to your home or offi ce. Order online whenever it's convenient at PizzaKit.com; click on Products, then Shop to order today! Explorers Little Caesars pizza fundraiser How new tech could help manage money (StatePoint) From fi tness apps monitoring daily activity to calen- dar apps that send appointment reminders, having high-quality, real-time information in the palm of your hand can be an effective way to stay accountable to your goals. So if you're looking to better manage your money, it may be time to consider how an app can help. First, think about what your fi nancial goals are and then fi nd a solutions-based app that can help you achieve them. Keep in mind that like other lifestyle apps, the most effective fi nancial apps go beyond tracking behaviors to pro- actively notify users when some- thing is amiss and offer tangible strategies for changing course. One such example is the free LendingTree app, which not only monitors your holistic fi nancial status, but is also a smart money guide offering tailored advice. For example, with the app, you can not only check your credit score, but also receive tips on how to improve it and get notifi ed when your score gets you in range for a better credit card or loan rate. The app, available at the Apple App Store and Google Play, also offers such tools as cash fl ow manage- ment, which includes recommen- dations for ways to make room in your budget based on your habits, a library of free fi nancial wellness courses, as well as savings alerts when you could be saving money on your monthly expenses. After fi nding the personal fi nance app that's right for you, here are just a few ways to get the most out of it: • Get quick overviews: With a streamlined app, you can quickly get the big picture regarding your fi nancial health, so you don't have to log into numerous accounts to assess your standing. • Get personal: When it comes to certain questions you may have, generic answers won't necessarily help. Find an app that's already monitoring your personal fi nance and is equipped to answer specifi c- to-you questions like "Would a personal loan work better for that purchase?" and "Do I have enough equity in my home to borrow against it?" • Set an example: Kids are natural- ly attracted to tech. So by using an app that's helping you save money, pay off debts and plan for the future, you'll be setting an example that your kids will notice, helping pave the way for their own healthy fi nancial futures. • Lean on it during big moments: Life's big moments are often when people are most in need of fi nan- cial guidance. Use tools that can help you make better decisions. For example, rather than worrying over interest rates or trying to time your loan based on the market, the LendingTree app taps into its na- tionwide network of lenders to fi nd immediate and long-term savings opportunities for users. Remember, the goal of using a per- sonal fi nance app isn't to give you one more reason to look at your phone, but to gain confi dence and reduce fi nancial anxiety. The right tools will help you do just that.

• Cover