Embers Credit Union

Embers Credit Union Member Welcome Guide

Embers Credit Union Merger Booklet

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6 FACTS Rev. 11/2018 WHAT DOES EMBERS CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and Credit history • Account balances and Transaction or loss history • Payment history and Credit card or other debt When you are no longer our member, we continue to share your information as described in this notice. How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Embers Credit Union chooses to share; and whether you can limit this sharing. Questions? Call (866) 430-7080 or (906) 228-7080 or go to www.embers.org Reasons we can share your personal information Does Embers Credit Union share? Can you limit this sharing? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes— to offer our products and services to you No We don't share For joint marketing with other financial companies Yes No For our affiliates' everyday business purposes— information about your transactions and experiences No We don't share For our affiliates' everyday business purposes— information about your creditworthiness No We don't share For nonaffiliates to market to you No We don't share

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