Embers Credit Union

Embers Credit Union Member Welcome Guide

Embers Credit Union Merger Booklet

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3 Notification of Fee Changes Embers Credit Union DESCRIPTION UMCCU FEE EMBERS FEE Account Closure (open less than 6 months) $5.00 $5.00 Account Re-opened (within 6 months) $10.00 $10.00 Reg D Violation Fee (after 6 per month) $1.00 $0.00 NSF/Overdraft Fee $30.00 $25.00 Stop Payment Fee $25.00 $20.00 Returned Deposited Check $25.00 $3.00 Debit Card NSF Fee (Business Accounts Only) $30.00 $0.00 Draft Copy Fee $2.00 $2.00 Replacement Debit or Credit Card $5.00 $5.00 Non-proprietary ATM Withdrawal/Inquiries $1.00 (Foreign ATM fee may apply) $0.00 ATM NSF Fee $25.00 $0.00 Debit Card Dispute Fee $30.00 $0.00 Hot Card (member request) $10.00 $0.00 Plastic Card Fraud Case Management $5.00 $0.00 Gift Card $4.95 $5.00 Gift Card Replacement Fee $10.00 $0.00 Travel Money Card $7.00 $5.00 Reload Fee $4.00 $2.00 Incoming Wire Transfer $0.00 $0.00 Outgoing Wire Transfer $25.00 $20.00 International Wire Transfer $50.00 $20.00 Bill Pay: $3.00/Month $0.00 Stop Payment Order $40.00/Item $20.00 Photocopy of Cleared Item Actual Cost $0.00 Replacement Item Actual Cost $0.00 Investigation Fee $40.00/Item $0.00 Account Reconciliation/Research Fee $15.00/hour $20.00/hour Statement Copies $2.00/item $1.00/page Account Activity Printout $.25/Page $1.00/page Mailed Receipts $0.00 $1.00/Page Fax $1.00/$.50 $1.00/page Money Orders $2.00 $1.00 Cashier's Checks $5.00 $2.00 Cashier's Check Stop Payment $25.00 $20.00 Loose Coin - Non Member 1% of total 15% of total Garnishment $25/occur. $50/hour (1 hr min.) Subpoena $15+$.15/copy $50/hour (1 hr min.) Tax Lien $10/occur. $0.00 Levy $0.00 $50/hour (1 hr min.)

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