Oregon State Credit Union

Credit & You

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To enroll in estatements, you must sign up for online account access. Then, simply log in to your accounts at oregonstatecu.com, select estatements from the top menu and complete the registration. You won't receive paper statements, newsletters or notices in the mail. It will all be delivered by email. For more information about estatements, or for help completing the enrollment process, call 800-732-0173 or drop by any branch. Your identity is in the mail It turns out your greatest exposure for identity theft is at your mailbox. A study of Secret Service cases that included components of identity theft and identity fraud showed the top two methods of identity theft were re-routing of mail and mail theft. When you weigh it all out, you're better off with electronically delivered statements than a paper copy that could end up in the wrong hands. Paper statements can be stolen, and they have to be stored securely; when you want to get rid of them, you have to shred or destroy them, and that's a lot of paper in the landfill. On the other hand, estatements are password protected and can't be seen by anyone who doesn't have access to your accounts. When you want to view your statement, just log in to your credit union account. Estatements can be archived for up to two years, and – the best part – they're digital. When you don't need them anymore, there's no shredding and no landfill, so they're better for the environment, too. Estatements: safer than paper statements Cyberthieves are everywhere these days, lurking on the internet and looking to steal your identity. Or that's what it seems like. With cybertheft on everyone's mind, it's not hard to see why you might hesitate before you sign up for estatements. Aren't paper statements safer? Actually, no.

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