Oregon State Credit Union

Credit & You

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What's inside How to build credit at every stage of life Understanding your FICO Score What is a credit utilization ratio? Take an interest in rising interest rates How to cancel a credit card Card theft: What is your liability? Estatements: safer than paper statements A credit union is a not-for-profit financial cooperative; it's a community of savers and borrowers working together to help each other live better lives. When someone borrows from a bank, any profit from that loan goes to stockholders. Our stockholders are the people who do business with us: our members. And our earnings? They go back to our members in the form of competitive rates and fees. That's why we say when you belong to a credit union, your money works for you, not for someone else. From competitive rates and fees to personalized service and honest, insightful financial advice, we give you greater control over your financial future. So get to your fantastic future faster by working with a financial partner that has your best interests in mind. At Oregon State Credit Union, we work with you to make your dreams a reality, today.

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